Category archives: Financial

In Ireland, there is currently a funding cap on pensions of €2m. This is known as the standard fund threshold. This is the maximum amount of pension that can be accumulated before a second tax is applied to the pension. This is a tax rate of 40% on the excess of over €2m. It applies to both private pensions (both defined contribution and defined benefit) and also public sector pensions.

At this time of year, when tax returns are being filed and paid, many people’s focus (particularly those people who are well advised) turns to reducing their tax liability by way of an additional voluntary pension contribution, also referred to as an AVC.

Gold has been garnering headlines again, recently hitting record highs and attracting attention even from the likes of Warren Buffett. What are ordinary investors to make of it all?

There has been a lot of media coverage in recent months regarding the Fair Deal programme and what it entails. In this blog we will give you a brief outline of how the programme works, who is eligible for it, and how much you might pay towards your care.