In our role as Financial Advisors, a key plank of any plan is to fund for a comfortable retirement. The unfortunate reality is that sometimes people die before they draw down their retirement benefits, or shortly afterwards. The purpose of this blog is to give a broad overview of what happens to your pension when you die.
Continue reading “What happens my pension when I die?”Medical Consultants: Should I make a pension contribution this year?
It is that time of year again – tax time. We are approaching the deadline for filing tax returns for income earned in 2019. The tax return will reconcile any tax paid during 2019 in the form of preliminary tax with the final total amount due based on the tax return. Any surplus will be refunded and any shortfall will mean that the balance of tax owed for 2019 has to be paid.
Continue reading “Medical Consultants: Should I make a pension contribution this year?”Stop buying stuff and start buying time
In 2018, researchers asked more than 4,000 millionaires of different levels of wealth to say how happy they were. What they discovered was that multi-millionaires are generally no happier than plain millionaires, and that it’s not until you’ve amassed around £6 million that you start to feel happier than those with less money. Even those with more than £7.5 million reported only “modestly greater well-being”.
Continue reading “Stop buying stuff and start buying time”Don’t time the market, try this instead.
So, if market timing is a mirage, what can you do? Here are five alternative options that make more sense — and none requires you to possess a crystal ball.
Continue reading “Don’t time the market, try this instead.”