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PFP Financial Services is Ireland's leading Pensions Provider

Your pension is one of the most important ways of planning for your financial future. With PFP Financial Services you get to make the most of the opportunities to grow your money and take advantage of generous tax reliefs.


Why choose PFP Financial Services for pensions:

  • Up to 100% investment of funds (no entry fees)
  • Low management charges
  • Range of options across all providers

Start Early and Save Monthly

The earlier you start the pension the easier it will be to build up a fund to match your income needs in retirement. In general the most effective way to save money over a medium term is via regular monthly contributions into an investment fund. For example for someone who invested €1,000 per month for 5 years (60 months) from Oct 2007 to Oct 2012 would have seen a return of €72,300 (amount invested €60,000 in total). This is based on the monthly amount being invested into the Consensus Fund (multi asset fund). The equivalent return of a bank deposit assuming a rate of 2% over a 5 year period would be €63,047. The S&P 500 (US Equity Index) during that period went from 1549 to 1445 (a drop of nearly 7%). This demonstrates the benefits of monthly averaging over a medium period of time

Warren Buffet "If you invest in a very low cost index fund -- where you don't put the money in at one time, but average in over 10 years - you'll do better than 90% of people who start investing at the same time"


Explain the tax relief?

Pensions have one very important advantage - they're incentivised by the taxman. In fact, the taxman is very generous when it comes to pensions, adding to your pension every time you pay money in.

Pensions


Personal Pensions (Including PRSA's)

A flexible, simple pension plan with a range of investment funds that you can choose from. This pension plan allows you to continue investing even if you are not working or if you decide to move jobs.


Company Pensions (including One Man Executive Arrangements)

A pension plan for all employees where the employer contributes to your pension on your behalf. You may also make some payments into the pension plan. PFP Financial Services offer company pension schemes including one man executive arrangements. Company pension schemes are one of the most efficient ways to plan for retirement.


Your Options at retirement

If you have a pension and are coming up to retirement, find out what options are available to you. Try our Pensions Calculator! - Click Here


Try our Pensions Calculator! - Click Here


Contribution per month Contribution per month from net salary* Age Commenced Estimated Fund at Retirement (65)
300 177.00 30 695,000
400 236.00 30 930,000
500 295.00 30 1,160,000
750 442.50 30 1,750,000
1000 590.00 30 2,350,000

Explain the tax relief?

Pensions have one very important advantage - they're incentivised by the taxman. In fact, the taxman is very generous when it comes to pensions, adding to your pension every time you pay money in.

Pensions


Submit Details for a Review

Full Name*
Age
Telephone Number*
E-mail Address*
Current Fund*
Desired Monthly Contribution*
Retirement Age*
 

Pensions Threshold

Your age
% of Income
you get tax relief
Under 30
15%
30 -39
20%
40 -49
25%
50 - 54
30%
55-59
35%
60 or over
40%